Dental discount plans may be a better option as compared to dental insurance, for seniors may find it difficult to handle the restricting clauses or cope with the higher premiums that are characteristic of individual dental insurance...
The exorbitant cost of dental care has made it mandatory for people to have dental insurance. About 97 percent of the insured population opt for dental health insurance plans that are employment based. This is because employer based dental insurance is a group dental insurance plan that has lower premium requirements as against individual dental insurance. The employer has the option of providing one of the following coverages to employees: